While your employer’s 401(k) plan is intended to help you establish and manage a retirement savings account that meets your current and future needs, understanding your 401(k) options isn’t always intuitive. Here’s a look at some common features that 401(k) plans include, and how the terms, features and benefits associated with these accounts impact…
Many people are under the mistaken impression that life insurance is too expensive. While some kinds of life insurance can be more expensive than others, there are many different kinds of policies out there such that you can find one to meet your needs. One of the most popular kinds of life insurance is known…
Are you debating whether to go portable or permanent on your next big household purchase? If you hate the hassle of a complicated setup and hiring additional help and are looking for a bargain without compromising quality, the choice is clear: Buy the portable version. Check out these portable luxury goods that not only meet…
In terms of retirement plans, most large organizations choose the 401 (k) since it suits their needs perfectly. But in the case of small business owners, this might be different since they have a broader range of options to choose from. Any self-directed plan including IRAs and SEPs will be sufficient for their use. But,…
Once upon a time finding a cushy office job with a regular salary and great benefits was the dream. Unfortunately, that dream is quickly becoming unattainable for the vast majority of job seekers. Corporate downsizing, terrible corporate culture mechanisms, etc., have all made it incredibly difficult to find this type of job and even harder…
Some people fear the mention of the word ‘debt.’ It is something that most people have for many years of their lives. The reality is that the real estate market depends upon it because without mortgages the market would be just a small percentage of what it is today. It is clear that there is…
Many of us consider taking out credit for a variety of things – family homes, advanced education, a new family car. But while some of us know the difference between good and bad debt and wouldn’t even consider taking out credit for a bad debt, there will be others who will take out the credit…