Achieving financial freedom requires more than just a steady paycheck. With the right tools and habits, you can achieve your financial goals even if you don’t have a six-figure salary. Living a frugal lifestyle is one of the best ways you can build wealth. But living frugally doesn’t necessarily mean selling all your possessions and…
Living the lifestyle of the rich and the famous might seem like a dream come true. Just because the lavish life seems great, does mean you should live that way if you are not able to do so financially. Many individuals are living beyond their means, and do not even realize it. There are several…
So you want to take a step into building a more frugal lifestyle? Good for you! Financial freedom is a terrific goal – but it’s not something that just happens overnight. Money saving challenges are a creative way to incorporate a little more fun into sticking to a budget and savings plan. But will it…
Better Credit Means Better Terms and Faster to Debt Free You’ve probably heard it before: there is good debt and there is bad debt. Good debt, such as a mortgage or student loans, help you pay for something that will increase your net worth. Bad debt, like credit cards, (usually) carries higher interest rates and…
Dave Ramsey is one of the most famous financial advisors in the country. He has a popular radio show turned podcast, a series of books, and even a curriculum called Financial Peace University that is taught in hundreds of location nationwide. He teaches people how to become debt-free using a set of basic principles called…
Your credit score is one of the most important numbers to know. You probably already know that your credit score impacts how much money you can borrow and the interest rate. But there are other big-picture ways that your credit score can affect your life. Having a low credit score may keep you from scoring…