Many of us consider taking out credit for a variety of things – family homes, advanced education, a new family car. But while some of us know the difference between good and bad debt and wouldn’t even consider taking out credit for a bad debt, there will be others who will take out the credit…
Remember the days when schools taught kids how to balance a checkbook? Those days are long gone. I suspect there is an entire generation of kids that don’t even know what a checkbook is. The idea of keeping a paper ledger balanced is that transactions often took a long time to go through. Therefore, if…
My jaw hit the floor when I read how much the U.S. Department of Agriculture estimates the cost of raising a child born in 2013. You’re going to want to sit down for this… $245,340 (to be exact), and that’s before you factor in college. And you were thinking once you get through the first…
Every day humans are faced with hundreds of decisions. Do we get out of bed or press snooze, do we drive to work or take the bus, do we drink coffee or tea? As the day progresses we often find that the responsible part of our brain struggles to overcome the procrastination part. This is…
According to Realtor.com, payment history accounts for 35 percent of your credit report score, followed by the amount you owe, the length of your credit history, new credit, and the different types of credit you hold. Your credit score is the key to getting a stable loan with the best interest rate possible. Fortunately, there…
This is a sponsored post written by me on behalf of Chase for IZEA. All opinions are 100% mine. Part of the American dream is to own a home. However, many people that would love to be homeowners have yet to make the decision to stop renting, and buy a house of their own. The…