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Credit Score Explained: What Affects Your Credit Score?

Though the concept has only been around since 1989, credit scores have become an important part of the financial landscape. A good credit score can help you get a loan or even a job; a bad score could keep you from getting a credit card, auto loan or mortgage – and in some social circles,…

Inflation: Effects on Retirement Income and Ways to Tackle It

During retirement, the only thing that helps you survive is your retirement funds. However, suddenly finding out that the money that you have accumulated till now is worth much less than what it used to be can easily turn the sanest person mad. This is the impact that inflation has on your savings. Many people…

5 Ways Parents Can Reduce Student Loan Debt

When your child started applying for colleges, chances are they didn’t think much about how their education would be funded. According to CNN Money, the average student loan debt was $29,400 in 2013. Considering the high cost of college tuition, parents and their students need to be aware of their options for reducing student loan…

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Do All Your Holiday Shopping From Your Smartphone With These Apps

As Black Friday and Cyber Monday draw near, certain apps can help you organize your shopping strategy and find the best deals. Our picks for the best apps to download to your mobile device for your holiday shopping needs are: TGI Black Friday To get a jump on your holiday shopping and early leads on…

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Buying Groceries: 6 Unique Ways To Save

It’s no secret that grocery bills can get expensive, especially when you have a lot of mouths to feed. If you’re diligent about it, grocery shopping doesn’t have to break the bank, and you don’t even have to worry about coupon cutting. Check out these six other unique ways to save on groceries. Earn Points…