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How Much Life Insurance Do New Parents Need?

Being a new parent brings with it a lot of joy, but also increased responsibility. It forces you to ask questions like, “What would happen to my child if I wasn’t around anymore?” Although this isn’t a fun question to think about, it’s an incredibly important one. Life insurance is most people’s best solution for…

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Deciphering Debt: Some Payments Impact Your Credit More Than Others

Total U.S. consumer debt was $11.65 trillion at the end of Q1 2014, up 3.7 percent from the previous year, according to the New York Federal Reserve. Let’s put this number in perspective: Just 40 years ago, the total amount of all U.S. debt—including government, business and consumer obligations—was only $2.2 trillion. It has become…