Household budgeting is an important part of managing finances. Without a budget, it can be hard to manage where your money is spent efficiently. The lack of a budget is one of the main reasons why many people struggle to live within their means. Beyond the lack of a budget, another potential mistake is to…
You’ve filed for the federal tax exemption, and your nonprofit organization has been approved. At this point, you can put the IRS paperwork aside and focus on your volunteer organization, or can you? Being tax exempt is not as straightforward as it sounds, as most nonprofits still have to pay some taxes. Here is a…
With all the extras that come with personal checking accounts these days, managing your money has never been easier. Paper statements and check registers have been replaced by financial management tools that make it faster and easier to navigate your spending. So, how exactly can you use these personal checking account tools to your advantage?…
In the wake of major tragedies like Superstorm Sandy and the Sandy Hook shootings, we often seek out ways to help through charitable giving. Unfortunately, scam artists take advantage of these generous and sympathetic impulses by creating false charities that only work to line the pockets of the unscrupulous organizers. Here’s what you need to…
We all know that we SHOULD eat healthy. But the most common argument is that it is just too expensive. Instead, many people head to McDonald’s or some other fast food place, and they eat some of the worst “foods” on the planet (nutritionally speaking, I’m not saying that fries are not one of the…
Small businesses are currently prohibited from pooling their purchasing power without a common set of employees. There is however legislation in the 113th congress that considers allowing small businesses to pool their purchasing power and transfer fiduciary responsibility to an independent fiduciary which would allow small businesses to offer all the 401k benefits that medium and large sized businesses offer to…
There are two different ways of viewing the world. One could call it pessimism or optimism; glass-half-empty or half-full. Another way of looking at it is: are you an abundant thinker or a scarcity thinker? It is more than just looking at the positives and negatives of the situation; it is how you respond and…