The way you manage your finances today has a major impact on your future. When you’re ready to purchase a house, financial management plays a role in whether you’ll qualify for loans. Unfortunately, some people put personal finances on the back burner – which is a huge mistake. Life happens. When you least expect it,…
Halloween is a holiday that revolves around creativity, from the carved pumpkins to costume of choice, so why run to the store and buy a pre-made Halloween costume? If you want to stand out during that Halloween party or have your kids say “trick or treat” in the most unique costume, below are some simple…
Each year I get excited for May to roll around. The temperatures start to warm up, people start to come outside after a long winter and the farmers market is underway. For my wife and I, a Saturday (and sometimes Sunday) morning stroll through the farmers market not only allows us to pick out some…
Many times people will try to save money by doing their investments on their own. They spend hours studying their portfolio, and analyzing which investment bonds, mutual funds, stocks, and other products they should include. Managing your own portfolio is possible, but sometimes it is more worthwhile to hire a wealth management advisor to do…
A while back I discovered the comic strip XKCD. I love it because it makes me feel smart, especially when I laugh and share it with others and they just give me a blank stare. If you have not seen the site, be careful. The disclaimer at the bottom of the page says, “Warning: this…
The new Apple iPhone 5S and 5C went on sale Friday and mine has been ordered. Usually I wouldn’t be upgrading my phone, but this time it was a major need. Last winter I decided it would be a good idea to send my old iPhone through the washing machine. Needless to say it didn’t…
The Consumer Financial Protection Bureau (CFPB) is a powerful federal agency tasked with the job of protecting American consumers from unscrupulous financial practices. So far the CFPB has been impressively productive. You know how credit card billing statements are now easier to read than they were a few years ago? How about those new rules…