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As Temperatures Drop, Utility Bills Don’t Have to Rise

Most people just accept that their utility bills will go up (sometimes significantly) as outside temperatures go down, because of the cost of heating their homes. But that doesn’t necessarily have to be the case. You don’t have to choose between low heating bills and a warm home. Take control of your home’s heating efficiency…

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Smart Things Millennials Should Do With An Inheritance

Your inheritance was bittersweet. You lost someone you cared about, but he or she left you a nice little bundle, and you’re wondering how to spend it. As a member of Generation Y, also known as Generation Me-Me-Me, you’ve been stereotyped as materialistic and carrying a sense of entitlement. On the other hand, research also…

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The Beginner’s Guide to Wealth Management

Wealth management first existed as a concept in the 1990s and it has grown in stature ever since. Wealth management firms offer a number of options for customers and their financial services range from estate planning to pension management. Wealth management companies can help you no matter what your income, so whether you’re struggling with…

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Black Friday Shopping: Strike a Deal or Rack up Debt?

Only once have I ever participated in Black Friday shopping.  Back when I was a freshman in college, a local sporting goods store was handing out $100 off coupons for the first 50 or so people through the door.  At the time I was an avid skier, and I decided I could use a new…