The 401k is one of the best retirement savings vehicles available. Not only are your investments tax deferred, but most of the time there is an employer match. Nearly everyone has access to a 401k, but many people do not take advantage of them. This is often because they do not know what to do…
We all know the drill, when looking to tighten our belts and save money the first things to go are the eating out and the entertainment portions of the budget. I had always thought entertaining at home was a cheaper alternative to going out, but after my recent birthday party I realized I was wrong….
A debt validation request is a secret weapon that enables you to verify any debt you owe. This simple tool can help you clarify any outstanding debt, stall the collections process and provide you with all the information you need to determine what debt is actually your responsibility and what is not. Debt collection agencies…
Happy Mother’s Day to all of the Moms. Today is truly a special day, because we get to celebrate the ones who have made life possible. I am so grateful for everything that my Mom has done for me. She is a remarkable person and has helped me become the man I am today. This…
When one parent decides to stay home with the children, families will often have to do quite a bit of belt-tightening in order to make the transition to one income. One place where it may seem smart to economize is on life insurance for the stay-at-home spouse. After all, without an income to replace, why…
If you’re in debt then somehow, the idea of packaging that debt up neatly into one little box is always an appealing thought. So when you read about debt consolidation, it often seems like a great idea. But is it really such a good idea? What is Debt Consolidation? To consolidate your debts simply means…
There are very few people that actually enjoy paying taxes. So it is no wonder that when mill levies come up, there is a very vocal group saying they are not needed. However, many of these levies are necessary for the greater good of everyone. For instance, without taxes we would not have police or…