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DIY Home Projects: Diagnose HVAC Problems

This is an article from contributing writer, Fred Fauth from One Project Closer. Check out some of his other contributions to One Smart Dollar, like the cost of international adoption and DIY Drywall Repair. A Homeowners Checklist for HVAC Problems Most heating, ventilation and air conditioning (HVAC) problems are beyond the capabilities of homeowners. Even with the right…

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Why Financial Literacy Should Be Important to All of Us

When you were in high school, you undoubtedly took writing classes or classes that taught you about American history. Some of you may have even taken a class that taught you how to cook. But, I am guessing not many of you took a class that taught you about personal finance and how to manage…

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Talk With Your Teens About Money…They Will Thank You Later

As many people progress through their teenage years they start to realize that they can work to make some extra money.  Some teenagers will get part-time jobs after school; others will only work during the summer months.  Regardless of how or when they earn their money, most of it is simply disposable income.  They see…

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Collectibles: A Savvy Investment or Just More Clutter?

The first collectible craze that I was old enough to be aware of was the Beanie Baby mania of the 1990s. I knew one woman—a mother of two little boys who couldn’t have cared less about stuffed animals—who made it her mission to own each and every one of the Beanie Baby line, and often…