As much as we would like to believe that we live in a fair and honest world, with fair and honest people, who would never dream to deceiving consumers, it just isn’t the case. Believe it, or not, deliberate deceptions can be found left and right, and the realm of insurance is no exception. You…
One of the biggest financial mistakes I ever made was during my senior year in college. I was having trouble paying off my credit card each month, and so I decided I could let myself get into a little bit of debt, since I’d be working a “real” job after I graduated and could take…
Quite often there is a story on the news about a car wreck where one of the drivers was intoxicated. Sometimes the wrecks just do physical damage; too often an innocent motorist is hurt or killed. We all know that driving under the influence is bad, but even having a couple drinks and driving can…
There comes a time in most people’s lives where they need some money. For many, they turn to the bank and apply for a loan. There are times, however, when the banks are not the most desirable source of a loan. Whether it is because of poor credit, undesirable interest rates, or a whole host…
As we begin our working careers, retirement seems like a distant concept; and rightly so, for many it is 30 to 40 years away. Because it is so far away, many people starting out do not even bother to enroll in the 401k available through work. Those who do enroll will fall into two basic…
It used to be that your cable and internet connections were luxuries. But between your Game of Thrones addiction and your expectation for constant connectivity, cable and internet have been upgraded to necessities. Unfortunately, the cable companies recognize that we’re lost without HBO and hi-speed wifi, and they charge accordingly. As much as it may…
This is an article from contributing writer Fred @ One Project Closer. Fred has been featured on One Smart Dollar before. If you missed it, check out his last contribution on the cost of international adoption. DIY Home Projects: How To Repair Drywall Repairing drywall is, in my opinion, the quintessential do-it-yourself project. The materials…