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Is Disability Insurance Right for You?

Before they turn 65, 30% of people currently in their 20’s will become disabled.  Those odds show that the chances of becoming disabled are actually pretty high.  It is a wonder that disability insurance is not more widely accepted.  But unfortunately, many people skip out and getting covered.  Most of the time they feel that…

Personal Finance Week in Review for January 13, 2013 + $1,000 Giveaway

Well this was sure the interested week for the little one.  Colette had her two month physical which meant she got all of her vaccinations.  To put it nicely the rest of the week has been pretty stressful for my wife and I.  There has been a lot of crying for the baby and very…

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Who Needs Umbrella Insurance?

Unlike health and auto insurance, umbrella insurance may not seem like a necessary expense. But the fact of the matter is that umbrella insurance can protect both your assets and your future earnings in the event of a lawsuit. Here is what you need to know this under-utilized insurance: What Is Umbrella Insurance? This insurance…

The Best Way to Handle an Inheritance

During their lifetime many people will experience the (mostly) unexpected windfall of an inheritance.  Family members will accumulate assets throughout their lifetimes, and at their death they leave them to those that they love.  Getting the inheritance is usually somewhat expected, however, the amount can often be a bit of a surprise.  Since most people…