One of the oldest debates in the personal finance realm has to do with the tough choice between paying down debt and investing. The argument goes something like this: Paying down debt is pretty emotionally draining (it’s hard to send your money to a creditor each month without feeling like you get anything tangible in…
Waited until the 11th hour to buy gifts for your loved ones? Join the club. In fact, often retailers will prey on the unsuspecting slackers and procrastinators who wait to head to the mall until December 24th. Of course, you’ll need to buy gifts regardless, so that could leave you scratching your head, digging through…
This week I am happy to be hosting the Festival of Frugality. With a six week old baby I didn’t have much time to come up with a clever slogan for this week. How about we just call it the Festival of Frugality: Where has the sleep gone edition. There were a bunch of great…
The biggest recession that most of us have ever witnessed is now three years in the rearview mirror. Would you believe me if I told you that two out of every five individuals in the United States live paycheck to paycheck? Well, it’s true and that is actually an improvement from 2008-2009 when 46 percent…
So this week I finally got out on the mountain and got in a little snowboarding. I got a half day in on Tuesday and then went up for a few hours this morning. For how little snow have had this winter the conditions were pretty good. Tonight we had a local Denver #FinCon13 meetup, so…
I have been a member of Credit Sesame for a year now and find it a very useful service for tracking my credit. Credit Sesame recently announced the release of the first free credit monitoring service that compiles data from the largest U.S. credit bureau, Experian. The service tracks a consumers credit activity and sends…
If you are planning to travel for the holiday season, and you have not started shopping and pricing out tickets, it is probably a little too late to get the best deals possible. You can still find some reasonable airfare, but for the most part the good deals have long been snatched up. If you…