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The Cost of Halloween Doesn’t Need to Be Scary

Halloween is one of those holidays that appeals to everyone, from tiny tots to college students to parents. Unfortunately, all of that celebrating can be costly. According to the National Retail Federation, not only will seven out of every ten Americans be celebrating the spookiest holiday on the calendar in 2012, but they will be…

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Adding an Annuity to Your Retirement Plan

As you approach retirement you usually have a few options of what to do with your money.  Rolling your 401k into your Traditional IRA is one of the most common approaches.  After that, many people simply take systematic withdrawals in the amount they need for their monthly living expenses.  This overlooks a product that has…

What You Need to Know About PrePaid Debit Cards

Prepaid debit cards are big business, and only gaining in popularity. With myriad celebrity endorsements (including financial guru Suze Orman) and lots of promises, prepaid debit cards may seem like a fantastic way to keep yourself on budget without a traditional bank account. But there are plenty of drawbacks to these cards, as well. While…