Unlike health and auto insurance, umbrella insurance may not seem like a necessary expense. But the fact of the matter is that umbrella insurance can protect both your assets and your future earnings in the event of a lawsuit. Here is what you need to know this under-utilized insurance: What Is Umbrella Insurance? This insurance…
During their lifetime many people will experience the (mostly) unexpected windfall of an inheritance. Family members will accumulate assets throughout their lifetimes, and at their death they leave them to those that they love. Getting the inheritance is usually somewhat expected, however, the amount can often be a bit of a surprise. Since most people…
During our lives we tend to accumulate stuff. Unless you move often, your attic, basement, garage, and closets are going to get filled with a lot of clutter. If you are sick of it and want to organize your life, start going through things. If you have not even looked at it, let alone used…
Retailers are crafty folks. They know just when to price some items higher for account for more demand and when to cut their losses to sell items at a deep discount. It’s your job as a savvy consumer to figure out when a retailer is trying to play the calendar to get you to pay…
Most people would agree that being in debt is no fun. Many people even want to pay off their debts like mortgages and student loans as fast as possible. This desire to get rid of debt is even greater when they have bad debt hanging over them. There are times when a person gets over-extended,…
New Year’s Day is the beginning of the end for most people. Everyone sets out with high expectations with what they are planning to change in the upcoming year. Let’s be honest with ourselves, most of us will break our New Year’s resolution by the time we get to February. Instead of making a New…