Your credit is a huge part of your financial well-being. If your score is too bad, you will be denied a loan, and the better your credit score is the better interest rates you will get when you get a loan. While the actual computation of how the FICO score is determined is quite complex,…
Winter sports are officially underway here in Colorado as the Arapaho Basin became the first mountain to open up for the 2012 season. With Baby Bryant only days away (hopefully) it will be a month or so until I will be my first day on the mountain. Last night was a miserable night for any…
Finding areas where you can save a little more money should not be too difficult. What is difficult is sticking to your resolution to cut back in order to save even more. The premise behind Miser for a Month is to give you encouragement for one month out of the year to really cut back. …
Halloween is one of those holidays that appeals to everyone, from tiny tots to college students to parents. Unfortunately, all of that celebrating can be costly. According to the National Retail Federation, not only will seven out of every ten Americans be celebrating the spookiest holiday on the calendar in 2012, but they will be…
As you approach retirement you usually have a few options of what to do with your money. Rolling your 401k into your Traditional IRA is one of the most common approaches. After that, many people simply take systematic withdrawals in the amount they need for their monthly living expenses. This overlooks a product that has…
Prepaid debit cards are big business, and only gaining in popularity. With myriad celebrity endorsements (including financial guru Suze Orman) and lots of promises, prepaid debit cards may seem like a fantastic way to keep yourself on budget without a traditional bank account. But there are plenty of drawbacks to these cards, as well. While…