There are some things in life that are necessary. If we want the privilege of driving, we must maintain auto insurance. The same goes for the privilege of buying a new home. It may be cumbersome, but keeping adequate coverage is a smart thing to do. By understanding the insurance, and knowing where one can…
Last week the majority of us had to have our tax returns filed With the IRS. Some of you will probably have a tax return check headed your way. Unfortunately I am not quite so lucky. Being self employed I pay estimated taxes each quarter based on my income from the year prior. Well needless…
Americans love to accumulate possessions. It has long been part of our history, and despite rising costs for goods, we keep buying. Eventually our houses get too full, so we hold a garage sale. We sell all of our unneeded or unwanted stuff to other people. They will then add them to their accumulation. Much…
Spring time means much more than just warm weather and BBQ’s, it also means weddings and engagements. Being a guy let me tell you that this can be a very stressful time. My wife and I have now been married almost five years and I can still remember the day that I went to find…
Most people do not think twice about insuring their $200,000 house. But they hem and haw when approached on the subject of disability insurance. But if a disability strikes, they will lose more than just their income. Bills will need paid and repairs on that $200,000 house can go to the wayside. The mortgage could…
The other day my wife and I were talking and she asked me if I had heard the news that Starbucks was using crushed cochineal bugs as a red food dye in products such as strawberry Frappucinos, strawberry-banana smoothies, red velvet whoopsie pies and pink iced mint donuts. My first thought was that is was…
There are two ways to save money. A person can earn more, or they can spend less. Since there are some things that a person must spend money on, food for instance, the option in that category is to simply cut back. Have you ever taken the time to analyze how much is spent on…