Last month 15 out of 19 banks passed the Fed’s stress test showing us that their overall health is improving slightly. Right now however one of the big question that still needs to be asked is how are the average Americans who bailed these banks out managing? CreditSesame.com, a resource that provides consumers with a…
As consumers we are always looking to get the best price on the product or service that we are in the market to purchase. Did you know that prices can change just because of what day of the week it is? Well it’s true, but luckily for you I am going to go through some…
Just about everyone needs some sort of life insurance. Those who do not have a family should maintain at least a small policy so if they pass away unexpectedly someone is not left with bills to funeral homes. For those who have families the responsible thing to do is make sure there is a large…
Most Americans’ first encounter with a savings plan comes during childhood when their parents give them a ceramic piggy bank with a little slot in which to insert coins. In this crudely unidirectional system, the only way to actually retrieve the money is to take a hammer to the little guy. As adults, looking to…
Each day and each purchase is an opportunity to save money and be frugal. When practiced regularly, taking small steps can yield measurable and encouraging results. Here are some helpful tips to keep in mind: Have a plan. Before you buy, be mindful of your anticipated spending. To do this, think about what you need,…
There are times when you have to spend money. Most of the time you really cannot get around it; you have to pay the rent, pay for utilities, food, transportation, and the list goes on. What many people try to do when they want to save money is sacrifice conveniences and put a few extra…
Last year my wife and I made a cross country move from Chicago to Denver. Both of us are self employed and didn’t have the luxury of having our relocation costs paid for from an employer. We quickly realized just how expensive a long move can be. We started off by thinking we might hire…