In my opinion one of the best investment tool is the ETF. ETF’s act a lot like mutual funds except just like stocks they can be bought and sold throughout the day. A lot of people like ETF’s because they track a specific sector or index which helps to promote diversity in your portfolio. There…
Over the past few years we have been talking a lot about the “Credit Crisis” that has plagued to United States. It seems that this shortfall in credit has now brought back the ever so popular layaway plan for retail stores. United States Senator Charles Schumer feels that layaway will actually cost consumers more than…
Renters insurance for tenants is like homeowners insurance for a homeowner. You shouldn’t take possession of the home unless you have it. One of the biggest myths is that renters are going to be covered under their landlord’s insurance policy. This is 100% not true. Your landlord is only insured to cover the structure of…
It has been said that the Average American family will eat out three times each week. Some might be more and some might be less. That can get expensive but sometimes when our lives get busy it is one of the best ways to be able to sit down as a family. Have you ever…
A savings account is supposed to help you save money, right? Unfortunately, this is not always the case. Not only do some accounts have extreme fees, but many chase customers away with ridiculous terms and conditions. So what would the perfect savings account look like in your world? Here are 10 features that would make…
When you are trying to sell your house during a buyers market the biggest thing you can do to help yourself out is staging. Staging can help to set your home out from all the others that are on the market. Staging does not have to cost you a lot of money because that is…
Balance transfer credit cards are potentially very useful financial tools and, if used correctly, can provide consumers with significant financial relief. That’s the good news. It’s important to remember, however, that if you’re not very careful, balance transfer cards can dig you a much deeper financial hole than you ever thought possible. Above all else,…