Fifteen minutes could save you 15 percent on car insurance, right? Almost every insurance company will give you an estimated basic quote without much hassle. All insurance companies have different basic insurance policies. Some companies will present a price much lower than other companies. You need to look out for what you are being offered…
The only place where an increase in spending can be called debt reduction is Washington. Don’t think this is the cliché saying “you have to spend money to make money.” You need to make changes. Whether your debt is from frivolous spending when you were younger, business deals that went sour, a project that bit…
Standard and Poor recently downgraded the United States’ AAA credit rating to AA+. Much of the political debates recently have been on what a disaster it would be if the United States got downgraded. Republicans were trying to make large cuts to the government’s spending while the Democrats wanted to increase taxes. The downgrade happened…
I’ve been a long time customer with my bank, ever since they bought out my last bank over 10 years ago. After the purchase, my new bank almost immediately began enacting various fees and defining new services. I’m not talking about overdraft fees, NSF fees, or what I consider “no-brainer” fees. These are fees you…
Commissions make some salesmen do dirty things. Their goal is to increase their income through sales commissions. Big corporations have entire departments dedicated to researching and discovering how to psychologically entice you to purchase their product or service. Salesmen are well equipped with an arsenal of techniques that prey on your emotions and desires. Knowledge…
As a way to get more customers, some banks are offering special rates on money market accounts. Your immediate reaction when considering moving your money market accounts is to look at the amount you are gaining on those accounts. If there is a huge difference in the amount you would be earning, the decision is…
No one likes to throw money away. You are throwing away money when you receive no benefit to the added expense. Charities do not count as throwing away money since your intended benefit is to help someone else. If we could reduce the number of times you throw away money, you would be in a…