Over the past few years the cost of groceries has skyrocketed. If you are not using coupons than you are paying entirely too much money each time you go to the store. One of the biggest complaints that I hear from individuals is that they don’t know how to use coupons. Couponing is actually pretty…
So you are sitting there thinking to yourself, “I can’t believe I forgot to pay my credit card bill”. You might think this is just a harmless mistake, but that little error can have a significant impact on your credit score. Once your credit score has suffered from your mistakes, it’s time to do some…
One of the most useful financial tools a person can have is the student loan. They can be an exceptional way to get an education, and they are often the cheapest loan (as in the lowest interest rates) a person will ever get. They are long term loans that can help to build a person’s…
Planning a wedding can easily be one of the most stressful times in a couples life. Sometimes it doesn’t even compare to the stress and pressure that a groom to be feels when picking out the engagement ring. Many factors go into the perfect ring. He has to think about what cut of diamond to…
Creating a budget is one of the easiest ways to make sure you are not spending more than your household income, but it is something that not enough families and individuals take the time to complete. This shouldn’t be the case, as budgets are very simple and can end up saving you a lot of…
Employer sponsored retirement plans are excellent resources to have available at work. Unfortunately there are a lot of fees, rules, choices, and complexity involved with them. Often people opt out completely when planning for retirement in order to avoid making the decisions, and far more than necessary of those who opt in get burned. They…