When a credit card company first issues you a credit card they give you a credit limit. This credit limit is the maximum amount that you can charge to your account at any given period of time. If you are young you might not have a very extensive credit history which means you might be…
Credit cards are a great resource readily available to just about every adult. A simple piece of plastic is the cause of many people’s financial misery. But when they are used properly, they can quite beneficial to the user. When shopping for a card, there are many things to look out for, and not just…
Spring-cleaning is not just for your house. By cleaning up your finances, you can save yourself hundreds of dollars and make finance management easier throughout the year. Organize and Verify Look through your bank statements and all the line items on your bills including your credit card and utility bills. Mistakes and erroneous charges could…
Personally I believe that teaching your kids the value of money at an early age is an essential part of parenting. The biggest problem is that most parents are not in a position to have this talk. They either lack the knowledge or they have problems with their finances themselves. When I was in elementary…
As medical technology improves, people are living a lot longer. Unfortunately it is not always because they are healthier, eating properly, or doing what they should be doing. The fact is medicine is helping to keep them alive longer. When people reach a certain point their bodies are just too frail (or their minds are…
Mother’s Day is only a few days away and so far spending has increased on Mother’s Day gifts. Shoppers are expected to spend an average of $152.52 which is up 8% from 2011. Mom’s in the south are being pampered just a little bit more with an average of $166.41 spent on them. Young professionals…