Growing up my family always did their banking at traditional brick and mortar banks. Once I was done with college I began looking to start an emergency fund and save for my house down payment. I started to weigh my options. I could either stick with a brick and mortar bank and earn 0.05 percent if…
Ally bank was established in 2009, after the company rebranded from the name GMAC Bank. They were attempting to give a facelift to the bank by making it more client friendly. By being an online bank it allowed them to lower their fees and increase the interest rates on their products. Ally Bank has quickly…
If you have started a budget over the past few years you have most likely either done so with an excel document or you have taken a look at Mint.com. Mint.com is a free online budgeting system that helps to track your spending and income to help maintain a positive cash flow. Mint.com has gone…