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Your credit limit is the highest total balance you’re allowed to spend on a credit card. If your credit limit is $2,000, for example, you can’t have a balance exceeding that amount. If you hit your limit, otherwise known as maxing out your credit card, the lender won’t offer you more credit until you pay…

When planning to forecast your income for the next year, you must skip all the dreams existing in your mind and immerse in clear commercial calculations. It doesn’t matter if you are a beginner or an experienced business owner, forecasting is a must-do. Real entrepreneurs who have already achieved commercial heights never rely on luck…

Building a home goes far beyond the cement walls and the furniture. You don’t just get these all in one go. Well, if you’re lucky, you can buy a furnished home. But for most of us, a home takes time to assemble. You don’t buy all the furniture and little knick-knacks all at once. You…

This is a sponsored post written by me on behalf of American Century Investments for IZEA. All opinions are 100% mine. When you’re saving for retirement, you likely won’t be able to get there unless you invest your money. That’s finance 101. But as many people dive deeper into the world of investing, they realize there…

Insurance is a huge part of our lives.  We have life insurance to make sure our loved ones are taken care of after we are gone.  We have health insurance to make sure we don’t go bankrupt if we get sick or injured.  Car insurance protects us from the financial pitfalls of getting in a…