Through May 16, 2025, you can earn a $300 bonus when you sign up for a KeyBank Key Smart Checking® Account and complete the following requirements.

1. Open a new Key Smart Checking Account online with at least a $10 opening deposit.
2. Make one single eligible direct deposit of at least $1,000 within 60 days of opening your account.

Once you complete these requirements, your bonus will be paid into your account within 60 days.

Features of the KeyBank Key Smart Checking® Account

KeyBank has more than 1,000 full-service branch locations across 15 states. When you sign up for the KeyBank Key Smart Checking® Account, you can enjoy the following features.

Early Pay: You can get paid up to two days early when you have direct deposit set up with your Key Smart Checking account.

EasyUp®, Automatic Savings: Each time you make a debit card purchase, EasyUp will automatically save an amount you choose. This amount can be anywhere from $0.10 to $5.00.

Key Coverage Zone℠: If you overdraw your account by $20 or less at the end of the day, KeyBank won’t charge an overdraft fee.

Convenient Branches and ATMs: With over 1,000 full-service branches and over 40,000 KeyBank and Allpoint® ATMs, you’ll always be able to access your money.

KeyBank Fees

KeyBank does not charge a monthly maintenance fee.

KeyBank Locations

KeyBank has locations in the following states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.

How Does This KeyBank Checking Account Bonus Stack Up?

Want to compare this KeyBank checking account bonus to what else is available? Here are some other promotions to consider. Make sure you also check out the rest of the KeyBank promotions.