KeyBank, one of the nation’s largest regional banks, is based in Cleveland, OH, and operates in a total of 15 states.

Their footprint includes Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.

If you currently live in a state where KeyBank operates, we’ve listed some of the best KeyBank promotions and the requirements you’ll need to complete.

If you’re not eligible for a KeyBank account, there are many other bank promotions available that you can take advantage of.

Active KeyBank Promotions

Key Smart Checking® Account – $300 cash bonus

For a limited time, you can earn a $300 bonus when you sign up for a Key Smart checking account and make a direct deposit of at least $1,000 within 60 days of account opening.

Take advantage of this $300 Keybank checking account promotion

Bonus Requirements

Before receiving your $300 checking account bonus, you’ll need to complete the following steps.

  1. Open a new Key Smart Checking® account before December 13, 2024, using the KeyBank coupon code ADSA0724.
  2. Make a minimum opening deposit of at least $10 and set up at least one direct deposit of at least $1,000 within 60 days of account opening.

Once you complete the requirements, your bonus should be deposited into your new account within 90 days. However, you’ll be charged a $25 fee if you close your account within 180 days.

Expiration: December 13, 2024

Eligible states: You can open your checking account online or in-branch if you live in the following states. AK, CO, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VE, and WA

Monthly maintenance fee: $0

Account features: When you open a KeySmart Checking® account, you’ll receive Early Pay. With Early Pay, you’ll receive your paycheck two days after you set up direct deposits.

When you’re enrolled in online and mobile banking, you’ll also have access to EasyUp. You’ll need to sign up, but then each time you make a transaction with your KeyBank checking account, a set amount of your choosing will be deposited into your savings account. You can choose anything from $0.10 to $5.00. This is a great way to boost your savings or pay off debt.


Key Select Money Market Savings® Account – up to 4.50% APY

For a limited time, you can earn up to a 4.50% APY for six months when you sign up for a Key Select Money Market Savings® account. To earn this promotional rate, you must complete the following requirements.

  1. Open a NEW Key Select Money Market savings account.
  2. Deposit $25,000 or more into your Key Select Money Market Savings account or other eligible accounts.
  3. Maintain a balance of at least $25,000.

Expiration: Ongoing

Eligible states: AK, CO, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VE, and WA

Monthly maintenance fee: There is a $20 monthly maintenance fee. You can waive it when you have a KeyBank consumer relationship package checking account or keep a minimum daily balance of $25,000.


Who can open a KeyBank Checking Account?

You can only open a KeyBank checking account if you live in a state with a KeyBank branch location. You are only eligible for a KeyBank Checking bonus if you don’t currently have a KeyBank Checking account or a KeyBank Hassle-Free Account and haven’t had an open account within the past 12 months.

How do KeyBank Promotions compare to other accounts?

KeyBank has some great sign-up bonuses, but they won’t be available for everyone. Below are a few other checking account bonuses you can consider instead.

U.S. Bank

U.S Bank Smartly® Checking

Earn up to a $450 cash bonus when you complete qualifying activities.

Chase Bank

Chase Total Checking

Earn a $300 bonus when you open a Chase Total Checking account and set up qualifying direct deposits.

BMO Bank

BMO Smart Advantage Checking

Earn a $350 bonus when you sign up for a BMO Smart Advantage checking account and complete qualifying activities.

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