PNC Bank Promotions for December 2024 – Up to $400

Whether you’re opening a new checking account, starting to save for the future, or exploring business banking options, PNC Bank promotions can provide significant incentives to get started. With flexible account options and bonus opportunities, PNC makes it easier to achieve more with your money.

PNC Bank was formed in 1983 through the merger of Pittsburgh National Corporation and Provident National Corporation. Over the years, it has grown into one of the largest financial institutions in the United States. With more than 2,200 branches and over $565 billion, PNC is the sixth-largest bank in the country. It offers services to a wide range of customers, including individuals, small businesses, and corporations.

In this article, we’ll explore the latest PNC Bank bonuses and what makes them worth considering. From a PNC checking account bonus to specialized promotions for business accounts, there’s something for everyone. If you’re looking for a bank that combines great offers with top-notch service, PNC might just be the right fit for you.

Let’s dive into the details and help you decide which PNC Bank bonus might match your needs.

PNC Bank Promotions for December 2024

PNC Virtual Wallet – $400 bonus offer

Through January 2, 2025, you can earn up to $400 when you sign up for a PNC Bank Virtual Wallet and complete the following requirements.

1. Open a Virtual Wallet account online
2. Within 60 days of account opening, set up qualifying direct deposits for the type of Virtual Wallet account you choose. Open a Virtual Wallet account and set up $500 or more in direct deposits to earn $100; open a Virtual Wallet with Performance Spend and set up $2,000 or more in direct deposits to earn $200; or open a Virtual Wallet with Performance Select and set up $5,000 or more in direct deposits to earn $400.

Once you’ve completed these requirements, your cash bonus will be deposited into your account within 60 to 90 days.

Virtual Wallet Monthly Fees

The base Virtual Wallet has a $7 monthly service charge, which can be waived with any of the following:

• $500 combined average monthly balance in your Spend and/or Reserve accounts
• $500 in qualifying monthly direct deposits to your Spend account during the statement period
• You are 62 years or older
• You are a PNC Employee

The Virtual Wallet with Performance Spend has a $15 monthly service charge, which can be waived with any of the following:

• $2,000 combined average monthly balance in your Spend and/or Reserve accounts
• $10,000 combined average monthly balance across PNC Bank consumer deposit accounts
• $2,000 in qualifying monthly direct deposits to your Spend account during the statement period ($1,000 for WorkPlace or Military Banking customers)
• You are a PNC Employee

The Virtual Wallet With Performance Select has a $25 monthly service charge, which can be waived with any of the following:

• $5,000 combined average monthly balance in your Spend and up to 7 PNC Bank consumer checking accounts
• $25,000 combined average monthly balance across PNC Bank consumer deposit and/or PNCI investment accounts
• $5,000 in qualifying monthly direct deposits to your Spend account during the statement period
• You are a PNC Employee

PNC Virtual Wallet Checking Pro – $200 Bonus Offer

Through January 2, 2025, you can earn a $200 cash bonus when you sign up for a PNC Virtual Wallet Checking Pro and complete the following requirements.

1. Sign up for a new PNC Virtual Wallet Checking Pro account
2. Set up qualifying direct deposits of $2,000 or more within 60 days of account opening.

Once the requirements have been met, your cash bonus will be deposited into your PNC checking account within 60 to 90 days.

PNC Virtual Wallet Checking Pro Fees

The PNC Virtual Wallet Checking Pro has no monthly service fees.

PNC Business Checking Account – $400 Bonus Offer

Through December 31, 2024, you can earn a $400 cash bonus when you sign up for a PNC Business Checking account or a Business Checking Plus account and complete the following requirements:

1. Open a Business Checking or Checking Plus Account
2. Maintain a minimum average balance of $2,000 or more for each of the first three statement cycles
3. Make at least 20 qualifying PNC Bank Visa^® Business Debit Card transactions within the first three statement cycles

Once the requirements have been met, your bonus will be deposited into your account within 90 days.

PNC Treasury Enterprise Plan – Up To $1,000 Bonus Offer

Through December 31, 2024, you can earn up to a $1,000 cash bonus when you sign up for a PNC Treasury Enterprise Plan account and complete the following requirements:

1. Open a new PNC Treasury Enterprise Plan account
2. Earn a $500 bonus when you maintain a minimum average balance of $30,000 for each of the first three statement cycles; Earn a $1,000 cash bonus when you maintain a minimum average balance of $100,000 for each of the first three statement cycles

Once you meet the requirements, your bonus will be deposited into your new Treasury Enterprise Plan within 90 days.

PNC Analysis Business Checking Account – Up To $1,000 Bonus Offer

Through December 31, 2024, you can earn up to a $1,000 cash bonus when you sign up for a PNC Analysis Business account and complete the following requirements:

1. Open a new PNC Business Analysis Business account
2. Earn a $500 bonus when you maintain a minimum average balance of $30,000 for each of the first three statement cycles; Earn a $1,000 cash bonus when you maintain a minimum average balance of $100,000 for each of the first three statement cycles

Once you meet the requirements, your bonus will be deposited into your new Analysis Business account within 90 days.

PNC Treasury Enterprise Plan and Analysis Business Checking Fees

With the PNC Treasury Enterprise Plan account, there is no monthly maintenance fee for the first three months. After three months, it will be $50 per month unless the following is met you maintain a $30,000 average monthly balance in all PNC Bank accounts.

With the PNC Analysis Business Checking account, there is a $25 monthly account maintenance fee.

How Do These PNC Bank Bonuses Compare?

PNC Bank has some great sign-up bonuses, but they won’t be available for everyone. Below are a few other checking account bonuses you can consider instead.

PNC Bank Bonuses Are For New Customers

PNC Bank offers account bonuses to attract new customers, which means they are not available to current customers.

If you’re applying for a PNC personal checking account, you must not have closed an account in the past 90 days. Plus, you can’t have received a PNC Bank bonus in the past 24 months.

Similarly, for business checking accounts, you must not have closed a business account within the last 90 days and must not have received a business account bonus in the past 12 months.

PNC Bank Promotions Are Taxable

If you receive a cash bonus from PNC Bank, it will be considered interest income. At the end of the year, you will receive a 1099-INT. You will need to claim this as taxable income in your income taxes.

Frequently Asked Questions

How do I get a PNC checking account bonus?

If you are a new customer, you can sign up for a new PNC Virtual Wallet account, complete the direct deposit requirements, and receive your bonus.

How do I get $400 from PNC?

When you sign up for a PNC Virtual Wallet With Performance Select and set up direct deposits of at least $5,000, you’ll receive a $400 bonus.

How long does it take to get your PNC bonus?

Once you’ve completed the requirements, your bonus will be deposited into your new checking account within 60 to 90 days.