Choosing the Right EMV (Chip) Card for Your Lifestyle

ByMatthew Goldman

This coming October, American retailers will be required to accept EMV (chip) credit cards at their retail registers, or face increased fraud liability. On the credit card issuer side, this means that issuers are rushing to upgrade millions of credit cards to have an EMV chip. Chances are, if your card expired in the past…

What You Need to Know About Retail Credit Cards

BySean Bryant

The holidays are here and that means you’ll soon be hearing this question over and over: Would you like to open a store credit card and save 10 percent on your purchases? This year, you might hear it more than ever. According to Equifax‘s recent National Consumer Credit Trends Report, the number of issued retail credit cards is…

25% of UK Customers Have Missed a Payment on Balance Transfers

BySean Bryant

Totally Money, the credit comparison experts, have been reflecting on Barclaycard’s unveiling of a new 30 month Platinum balance transfer deal. Their research has revealed that 25% of people in the UK who have had a similar long term credit deal have missed at least one monthly repayment which has meant they lose the benefits…

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Balance Transfer Now, or Forever Overpay on Debt?

BySean Bryant

It’s no secret that we as consumers have a bit of a debt problem.  Not only did widespread over-leveraging help intensify the Great Recession, but we also racked up roughly $82.5 billion in new credit card debt during 2011 and 2012 and are on pace to add another $41.2 billion to our tab this year,…