There are certain financial decisions that I will never make. For instance, I will never take out a payday loan; they just have way too many downsides. There are also financial decisions that I will never make again. For instance, I will never be co-signing a loan for a non-family member. The stress is…
There comes a time in most people’s lives where they need some money. For many, they turn to the bank and apply for a loan. There are times, however, when the banks are not the most desirable source of a loan. Whether it is because of poor credit, undesirable interest rates, or a whole host…
Last week I mentioned that in accommodating our growing family, my wife and I decided to sell one of our cars. We have started the process of looking for an SUV that will be big enough to carry a baby and our 100 pound dog. Before starting the car buying process, I need to decide if I…