My wife and I love to shop at Target. The prices are great and the quality is even better. We are always looking for a way to save even more money and that is where the Target REDcard comes into play. We use the debit card version which works just like a check by drawing the money for your purchases right out of your checking account. The nice this is that you will save 5% off your entire purchase. This is on top of any coupons that you might use. You will also receive free shipping when you shop on Target.com and you will receive an extra 30 days to make returns. Biggest thing to remember is that there is no annual fee and they do not run a hard inquiry on your credit for the debit card version.
Sean Bryant created OneSmartDollar.com in 2011 to help pass along his knowledge of finance and economics to others. After graduating from the University of Iowa with a degree in economics he jumped into the world of finance. Sean has worked on the trade desk for a commodities brokerage firm, he was a project manager at Zacks Investment Research and was a CDO analyst at Bank of America. That being said he brings a good understanding of the finance field to the One Smart Dollar community.
Today, Sean has become a well known voice in the personal finance community. He's been featured in Time.com, Rocket Mortgage, Yahoo Finance, Huff Post, CBS News, Fox News, MarketWatch, Nasdaq.com, Investopedia.com, and GoBankingRates.com.
Similar Posts
Deciding Whether to Splurge or Save
My uncle comes from a family in the garment industry. I remember once going shopping with him at a fairly low-end clothing store. Before he let me buy anything, he carefully inspected the seams and the fabric, making certain that even the very inexpensive items I was picking out had been built to last. He…
Tips For Finding and Using Online Coupons
Online shopping is quick, convenient, easy, and sometimes more expensive than it needs to be. Between additional shipping fees, possible restocking fees, and mark-ups on products you can end up spending more than you intended to or had to if you’d just shopped at a store. The issue with shopping at a store is that…
Identity Thieves Are Looking For You This Holiday Shopping Season
Tis the season to shop. Unfortunately careless shopping, both online and in the real world, can result in identity theft. Vigilant efforts to safeguard your private information is essential, especially this time of year when spending is on the rise and identity thieves are on the prowl. However, a new study reveals consumers are not…
Best Items to Buy Generic Over Name Brand
In addition to identifying the best time to buy items, opting for generic brands over name brand versions is a great way to cut costs. In fact, buying store brands can save consumers between 30 and 52 percent, according to Consumer Reports. Despite the savings potential, Americans are still suspicious of store brands. I’ll freely…
The Best Time to Buy… Just About Anything
Retailers are crafty folks. They know just when to price some items higher for account for more demand and when to cut their losses to sell items at a deep discount. It’s your job as a savvy consumer to figure out when a retailer is trying to play the calendar to get you to pay…
Collectibles: A Savvy Investment or Just More Clutter?
The first collectible craze that I was old enough to be aware of was the Beanie Baby mania of the 1990s. I knew one woman—a mother of two little boys who couldn’t have cared less about stuffed animals—who made it her mission to own each and every one of the Beanie Baby line, and often…