My wife and I love to shop at Target. The prices are great and the quality is even better. We are always looking for a way to save even more money and that is where the Target REDcard comes into play. We use the debit card version which works just like a check by drawing the money for your purchases right out of your checking account. The nice this is that you will save 5% off your entire purchase. This is on top of any coupons that you might use. You will also receive free shipping when you shop on Target.com and you will receive an extra 30 days to make returns. Biggest thing to remember is that there is no annual fee and they do not run a hard inquiry on your credit for the debit card version.
Sean Bryant created OneSmartDollar.com in 2011 to help pass along his knowledge of finance and economics to others. After graduating from the University of Iowa with a degree in economics he jumped into the world of finance. Sean has worked on the trade desk for a commodities brokerage firm, he was a project manager at Zacks Investment Research and was a CDO analyst at Bank of America. That being said he brings a good understanding of the finance field to the One Smart Dollar community.
Today, Sean has become a well known voice in the personal finance community. He's been featured in Time.com, Rocket Mortgage, Yahoo Finance, Huff Post, CBS News, Fox News, MarketWatch, Nasdaq.com, Investopedia.com, and GoBankingRates.com.
Similar Posts
Collectibles: A Savvy Investment or Just More Clutter?
The first collectible craze that I was old enough to be aware of was the Beanie Baby mania of the 1990s. I knew one woman—a mother of two little boys who couldn’t have cared less about stuffed animals—who made it her mission to own each and every one of the Beanie Baby line, and often…
What to Shop for in April and May
I am always on the lookout for when I should shop in order to get the best deals. Over the years I have found that shopping sales does not mean you are actually getting a great deal on the goods. In fact, most stores never expect to sell items at full price, instead they mark…
Would You Use Amazon Prime Air Delivery Service?
Lately it has been all over the news that Amazon is experimenting with the idea of delivering smaller packaged using their drone service. They claim that in certain areas people will have their package within 30 minutes of ordering online through this revolutionary delivery service. By using octocopters and GPS, Amazon prime users would be…
Using Online Shopping Portals to Earn Bonus Points or Miles
With the holiday season around the corner, I figured I would share one of my favorite ways to earn bonus points. Many airlines, hotel chains and banks offer Shopping Portals that allow consumers to earn valuable bonus points for making regular purchases. Below I will explain the process of earning bonus points through these shopping portals. Step…
Dealing with Holiday Financial Stress
I don’t know about you, but for me the holidays are in full swing. Charity events, church functions, school get-togethers, business holiday cocktail parties and the list goes on… Oh, and I didn’t even mention friends and family! Besides the drain on your time and pocketbook, some common pressures that cause financial stress during the…
Frugal Ways to Update Your Living Room Decor
If you’re thinking of updating your living room to something a little more aligned with your personal tastes or maybe just updating it to something a bit more modern, you have to start somewhere. Many people understand what they like, but they don’t understand how to put what they like together into something that looks…