Every day humans are faced with hundreds of decisions. Do we get out of bed or press snooze, do we drive to work or take the bus, do we drink coffee or tea? As the day progresses we often find that the responsible part of our brain struggles to overcome the procrastination part. This is a lot like the way a lot of us think about retirement.
Most Americans are very upfront about the fact that they do not feel they are saving enough each month for their retirement. They feel that they can always start at a later time or the temptation is high to spend that money on something in the present. By overcoming these obstacles you can provide your future self with enough money to live a very happy retirement.
Take a look at the following video from Prudential as they conducted an experiment on human behavior as it relates to saving for retirement.
