For a limited time, you can earn a $200 bonus when you sign up for an Upgrade Rewards Checking Plus account and complete the following requirements.

  1. Sign up for an Upgrade Card
  2. Then, within 60 days, sign up for the Upgrade Rewards Checking Plus account and fund your account.
  3. Within those 60 days of opening your account, make three qualifying purchases with your debit card.

Once you meet the requirements, your bonus will be paid into your account within 60 days.

Features of the Upgrade Checking Plus Account

Upgrade Rewards Checking Plus Account

Most checking accounts don’t provide customers with the ability to earn cash back on purchases. That is not the case with Upgrade.

When you have the Upgrade Rewards Checking Plus account and are an active user (set up $1,000 or more in monthly direct deposits), you’ll have the chance to earn up to 2% on popular everyday expenses. These include purchases made at convenience and drug stores, gas stations, monthly subscriptions, restaurants, and utilities. All other purchases will earn 1% cash back.

If you don’t set up a direct deposit, the cash back you’ll earn on everyday purchases will be 1% and 0.50% on everything else.

In addition to cash back, you’ll also enjoy the following benefits from your account.

  • No monthly maintenance fees
  • No overdraft fees
  • Get paid up to two days early with direct deposit
  • Receive 10% to 20% lower interest rate on loans and credit cards
  • Add an Upgrade Performance Savings Account and earn a higher 4.41% APY

How Does This Upgrade Rewards Checking Plus Bonus Stack Up?

Want to compare this Upgrade checking account bonus to what else is available? Here are some of the other promotions you can consider.

Need a new bank account? Take advantage of a Discover bank bonus and get paid cash for your new account.

Discover Online Savings

Earn up to a $200 bonus when you open a Discover Online Savings Account and make qualifying deposits.

TD Bank promotions

TD Bank Signature Savings Account

Earn a $200 cash bonus when you make qualifying deposits.

PNC Virtual Wallet®

Earn up to a $400 bonus when you sign up for a PNC Virtual Wallet and complete qualifying activities.

About Upgrade

Founded in San Francisco in 2017, Upgrade is a financial technology company with the goal of creating a more affordable and simplistic way for people to manage their finances. Because Upgrade is a technology-first company, they don’t have any branch locations for customer to do their banking in person. Instead, you’ll have access to more than 55,000 ATMs to deposit and withdraw money.

Upgrade isn’t just offering customers checking and savings accounts. They’re also helping to provide their millions of customers with personal loans, credit cards, and credit monitoring.

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